At RIA Colleague, we specialize in creating Insurance solutions in three key areas: Life Insurance, Long Term Care, and Estate Planning.
Our value proposition is rooted in our role as a professional independent insurance brokerage firm specializing in strategic partnerships with fiduciary Fee-Only Registered Investment Advisory (RIA) firms, particularly in California.
Our team is based in Northern California, specifically the San Francisco Bay Area and Sacramento in California.
Meet your partners in risk management, Patrick "PJ" Johnson, CLU®, AEP®, CLTC®, and Stephanie Dannebaum, ChFC® and MBA/MPP.
With over 30 years of experience in estate planning, PJ has been a driving force in developing customized life insurance and long-term care solutions to high net worth households. Stephanie brings a new, fresh perspective, having begun her career in financial planning and understands the importance of risk management in a financial plan.
Unlike others, RIA Colleague operates on a no-fee and independent model. Our compensation is derived solely from the carriers, ensuring that our interests align with yours. We don't manage assets and we refrain from selling variable life insurance—eliminating any conflicts of interest. To further enhance our transparency, we have access to all insurance providers as independent brokers.
For more than three decades, Patrick Johnson, CLU®, AEP®, CLTC®, has collaborated closely with Financial Advisors, offering expertise in Estate Planning and Long Term Planning. Patrick has contributed to the financial services field as a former board member of the Greater East Bay NAIFA association and the Sacramento Financial Planning A
For more than three decades, Patrick Johnson, CLU®, AEP®, CLTC®, has collaborated closely with Financial Advisors, offering expertise in Estate Planning and Long Term Planning. Patrick has contributed to the financial services field as a former board member of the Greater East Bay NAIFA association and the Sacramento Financial Planning Association. Additionally, he recently attained accreditation as an AEP (Accredited Estate Planner). Patrick's professional journey encompasses roles at Smith Barney, Citibank, and MetLife.
On a more personal note, he is a sports enthusiast and devoted follower of the Golden State Warriors and San Francisco Giants. Patrick enjoys a good day on the links and spending quality time with his wife, children and grandchildren.
CA Insurance Lic #0573532
Phone: 925-200-9482
Email: Patrick@riacolleague.com
Stephanie Dannebaum, ChFC®, MBA/MPP, is a California native with a decade of experience in the financial services industry. Committed to transparency and staying attuned to industry trends, Stephanie serves as a dependable partner, aligning risk management strategies with clients' financial plans.
Stephanie earned her Bachelor of Science
Stephanie Dannebaum, ChFC®, MBA/MPP, is a California native with a decade of experience in the financial services industry. Committed to transparency and staying attuned to industry trends, Stephanie serves as a dependable partner, aligning risk management strategies with clients' financial plans.
Stephanie earned her Bachelor of Science from California Polytechnic State University, San Luis Obispo, and pursued advanced degrees, obtaining a Master of Business Administration and Master of Public Policy from Mills College. She also holds the Chartered Financial Consultant designation from the American College.
On a more personal note, she finds joy in traveling, skiing, and being outdoors with her family.
CA Insurance Lic #0L57605
(925) 528-9322